credit rationing

Here, credit rationing refers to unequal or differential lending practices that employed a set of criteria to restrict access to credit, typically on the basis of race, gender, religion, or national origin—the effect of which was the denial of loans or other financial supports to designated classes or to racially integrated developments.

Segregating the Suburbs in Postwar California: A History of Ladera Housing Cooperative, 1944-1950 - T. F. Tierney, 2025